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I went to college in Santa Cruz transferred to Hayward State. In 1981 started an insurance Agency that I still run to this day. Had lots of fun along the way raising 3 children in Danville. My son went to MV and had a great hs career rushing for over 4000 yards. I still water ski competitively and have won a few championships along the way. I have been blessed with 6 grandchildren My wife Rosemary just retired from teaching in Livermore. We spend our time snow skiing in the winter at our cabin in Kingsbeach. The summer months find me training for water ski tournaments at Twin Cities ski club which I founded 30 years ago with a group of ski fiends I practice bikram yoga daily. Love to spend time with my grandkids when we can. Love to travel & look forward to more adventures & serving my customers & community.